What makes us special is we educate people on the insurance market and feel out what their personal needs are and make the best customized recommendation. Insurance is not a one fits all we truly get to know our client like they are our own family.
Read MoreTerms of Use
Effective Date: January 2026
Welcome to the website of Purazzo Insurance Services Inc. These Terms of Use govern your access to and use of our website, including any content, features, forms, or services made available through the website.
By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, you should not use this website.
1. Website Purpose
This website is provided for general informational purposes and to allow visitors to learn more about Purazzo Insurance Services Inc., our insurance-related services, and related business solutions.
The information on this website is not intended to be a complete description of any insurance product, policy, benefit, exclusion, limitation, or condition. Actual coverage is determined only by the terms, conditions, exclusions, and limitations of the applicable insurance policy or carrier documents.
2. No Insurance Coverage Created
Use of this website does not create insurance coverage, bind coverage, modify an existing policy, or guarantee eligibility for any insurance product.
No insurance coverage is effective unless and until it is confirmed in writing by the applicable insurance carrier or authorized representative, all required applications and documents are completed, and any required premium or payment has been received and accepted.
Submitting a form, requesting a quote, sending an email, or contacting Purazzo Insurance Services Inc. through this website does not bind coverage.
3. Coverage Changes, Cancellations, and Terminations
Insurance coverage cannot be changed, cancelled, reduced, or terminated through this website, by submitting a website form, by leaving a voicemail, by sending an email, or by any other indirect communication alone.
Any request to cancel, terminate, reduce, or otherwise modify insurance coverage must be reviewed directly with a licensed insurance agent or authorized representative. Coverage changes are not effective unless and until they are properly processed and confirmed in accordance with the requirements of the applicable insurance carrier and policy documents.
You should not assume that coverage has been cancelled, terminated, reduced, or changed unless you have received written confirmation from the applicable insurance carrier or authorized representative.
4. No Professional Advice
The information provided on this website is general in nature and should not be considered legal, tax, financial, medical, or professional advice.
Insurance decisions should be made after reviewing your specific needs, available options, policy terms, and applicable carrier requirements. You should consult with qualified professionals where appropriate.
5. Quotes and Product Availability
Any quote, estimate, product description, or coverage discussion provided through this website or in response to an inquiry is for informational purposes only and may be subject to change.
Insurance products, pricing, eligibility, underwriting requirements, coverage terms, and availability may vary by carrier, state, applicant, business type, and other factors. Final terms are determined by the applicable insurance carrier.
6. User Responsibilities
By using this website, you agree that you will:
Provide accurate, current, and complete information when submitting forms or requests
Use the website only for lawful purposes
Not attempt to interfere with the operation, security, or functionality of the website
Not submit false, misleading, fraudulent, or unauthorized information
Not use the website to transmit harmful code, spam, or improper communications
You are responsible for ensuring that any information you submit is accurate and authorized.
7. Website Forms and Communications
The website may allow you to submit contact forms, quote requests, consultation requests, or other information. By submitting information, you authorize Purazzo Insurance Services Inc. to contact you using the information provided, including by phone, email, or other communication methods.
Electronic communications are not always secure. You should avoid submitting sensitive personal, medical, financial, or confidential information through unsecured website forms or email unless specifically requested through a secure method.
8. Privacy
Your use of this website is also governed by our Privacy Policy. Please review the Privacy Policy to understand how we may collect, use, disclose, and protect information.
9. Third-Party Websites and Services
This website may contain links to third-party websites, carriers, service providers, or other external resources. These links are provided for convenience only.
Purazzo Insurance Services Inc. does not control and is not responsible for third-party websites, their content, security, privacy practices, products, services, or policies. Accessing third-party websites is done at your own risk.
10. Intellectual Property
All content on this website, including text, graphics, logos, images, layout, design, and other materials, is owned by or licensed to Purazzo Insurance Services Inc., unless otherwise stated.
You may view and use the website for personal or business informational purposes. You may not copy, reproduce, modify, distribute, publish, display, or use website content for commercial purposes without prior written permission.
11. Disclaimer of Warranties
This website and its content are provided on an “as is” and “as available” basis. Purazzo Insurance Services Inc. makes no warranties or representations regarding the accuracy, completeness, reliability, availability, or suitability of the website or its content.
We do not warrant that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.
12. Limitation of Liability
To the fullest extent permitted by law, Purazzo Insurance Services Inc., its owners, employees, agents, representatives, affiliates, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising out of or related to your use of, or inability to use, this website.
This includes, without limitation, damages resulting from errors, omissions, interruptions, delays, website security issues, reliance on website content, or communications submitted through the website.
13. Indemnification
You agree to indemnify, defend, and hold harmless Purazzo Insurance Services Inc., its owners, employees, agents, representatives, affiliates, and service providers from and against any claims, damages, losses, liabilities, costs, or expenses arising out of your use of the website, your violation of these Terms of Use, or your submission of inaccurate, unauthorized, or unlawful information.
14. No Guarantee of Results
Purazzo Insurance Services Inc. does not guarantee that any specific insurance product, price, coverage amount, carrier approval, underwriting result, savings, benefit, or business outcome will be available to you.
All insurance decisions are subject to applicable underwriting, carrier rules, policy terms, and regulatory requirements.
15. Changes to Website and Terms
We may update, modify, suspend, or discontinue any part of this website at any time without notice.
We may also update these Terms of Use from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website after changes are posted means you accept the revised Terms of Use.
16. Governing Law
These Terms of Use are governed by the laws of the State of New Jersey, without regard to conflict of law principles, unless otherwise required by applicable law.
17. Contact Information
If you have any questions about these Terms of Use, please contact us:
Purazzo Insurance Services Inc.
Phone: 732-444-8446
Email: info@purazzoinsurance.com
Website: www.purazzoinsurance.com