What makes us special is we educate people on the insurance market and feel out what their personal needs are and make the best customized recommendation. Insurance is not a one fits all we truly get to know our client like they are our own family.
Read MoreFinal Expense Insurance
Ease the financial burden on loved ones by helping cover funeral, burial, and end-of-life expenses.
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Final Expense Insurance in New Jersey
Final Expense Whole Life Insurance
You can’t always control what happens to you and your family. With Aflac’s Final Expense Whole Life Insurance2, you can help protect their financial security, future and peace of mind – so that money doesn’t have to be the main focus.
Final expense life insurance is a type of whole life insurance policy, but it’s typically less expensive and made to help loved ones prepare for the costs that come in the final stage of life. Surprisingly, final expenses can quickly add up to thousands of dollars. Having a final expense insurance plan can ease the financial burden and allow your family to focus on healing.
How can Final Expense Insurance help you?
Out-of-Pocket Medical Bills:
Despite Medicare or private insurance coverage, elderly households may still face considerable financial risk from out-of-pocket health care expenses at the end of life.
Legal and Accounting Costs:
The legal proceedings referred to as probate, and related accounting fees, can be a shock to family and loved ones. Probate costs vary by state while the probate process can take months, or years.
Funeral and Burial Expenses:
A funeral can be one of your family’s largest expenses. The average cost of a funeral is $8,500.1 While many believe that cremation is a far less expensive option, data shows that the cost of a full-service cremation is only 26% less than the traditional funeral.1
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We work with your company to identify position requirements, implement recruitment programs, and
initiate employee assessments that maximize recruitment efforts
Protect your home, belongings, and peace of mind with reliable coverage for unexpected damage, theft, and disasters.
Secure your family’s future with flexible life insurance plans designed to provide long-term financial protection.
Protect your personal belongings and enjoy peace of mind with affordable coverage for theft, damage, and liability.
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We work with your company to identify position requirements, implement recruitment programs, and
initiate employee assessments that maximize recruitment efforts
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Final Expense Insurance FAQs
Check our FAQs for quick answers to frequently asked questions we receive.
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- What does Purazzo Insurance Services Inc. do?
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Purazzo Insurance Services Inc. helps individuals, families, and businesses understand their insurance options and choose coverage based on their specific needs. We focus on education, personalized guidance, and customized recommendations rather than a one-size-fits-all approach.
- What types of insurance do you offer?
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We offer a wide range of insurance solutions, including Life Insurance, Home Insurance, Auto Insurance, Health Insurance, Business Insurance, Captive Insurance, Moto Insurance, Payroll Solutions, and Retirement Planning.
- What are voluntary benefits?
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Voluntary benefits are optional insurance coverages that can help protect employees and individuals from out-of-pocket expenses related to illness, injury, hospitalization, disability, dental care, vision care, and other life events. These plans can often be offered through an employer and may be paid by employees, employers, or a combination of both.
- What voluntary benefits do you specialize in?
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We specialize in voluntary benefits including Cancer and Critical Illness coverage, Accident Insurance, Hospital Indemnity, Short-Term Disability, Dental, Vision, Life Insurance, and Maternity Packages.
- Do you work with both individuals and businesses?
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es. Purazzo Insurance Services Inc. works with individuals, families, and businesses. Whether you are looking for personal coverage or employee benefit options for your company, we help review your needs and explain available options.
- Why should I work with Purazzo Insurance instead of choosing a plan online myself?
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Insurance can be confusing, and the lowest-priced plan is not always the best fit. We help you understand what the policy does, what it does not cover, and how it fits your needs so you can make a more informed decision.
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