Critical Illness Insurance

Receive a lump-sum benefit to help manage expenses after a covered serious illness diagnosis.

Smart Attendance Management

Critical Illness Insurance in New Jersey

What Does a Critical Illness Policy Help Cover?

Initial Diagnosis
A lump sum payout up to $25,000 upon the diagnosis of a covered illness.

Initial Diagnosis Increasing Benefit
This can add up to $500 per year to the initial diagnosis of a covered illness.²

Coronary Artery Bypass Graft Surgery
A lump sum payout up to $6,250 for undergoing coronary artery bypass graft surgery.

Subsequent Critical Illness Event
A lump sum payout up to $12,500 upon the recurrence of a previously covered illness or the diagnosis of a new covered illness.

How does Critical Illness Insurance work?

You feel chest pain.
Limb discomfort. Cold sweats. Nausea. Chest pain. When the symptoms hit, you know it’s time to visit the hospital.

You’re taken to the ER.
You take an ambulance to the emergency room and the diagnosis is in – you’ve suffered a heart attack.

Aflac steps in to help.
With an Aflac Critical Illness policy your benefits are paid to you directly (unless otherwise assigned).

You can focus on getting well.
You use cash benefits to help with medical bills, continuing care, or other unexpected expenses.

More Services

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We work with your company to identify position requirements, implement recruitment programs, and
initiate employee assessments that maximize recruitment efforts

Commercial Insurance

Protect your business, employees, and assets with customized commercial insurance solutions for every industry.

Cancer Insurance

Help cover treatment costs and related expenses with dedicated financial protection for cancer-related care.

Pet Insurance

Protect your furry family members with coverage for unexpected veterinary bills, treatments, and emergencies.

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We work with your company to identify position requirements, implement recruitment programs, and
initiate employee assessments that maximize recruitment efforts

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Critical Illness Insurance FAQs

Check our FAQs for quick answers to frequently asked questions we receive.
If you have other questions write.

What does Purazzo Insurance Services Inc. do?: Purazzo Insurance Services Inc. helps individuals, families, and businesses understand their insurance options and choose coverage based on their specific needs. We focus on education, personalized guidance, and customized recommendations rather than a one-size-fits-all approach.
What types of insurance do you offer?: We offer a wide range of insurance solutions, including Life Insurance, Home Insurance, Auto Insurance, Health Insurance, Business Insurance, Captive Insurance, Moto Insurance, Payroll Solutions, and Retirement Planning.
What are voluntary benefits?: Voluntary benefits are optional insurance coverages that can help protect employees and individuals from out-of-pocket expenses related to illness, injury, hospitalization, disability, dental care, vision care, and other life events. These plans can often be offered through an employer and may be paid by employees, employers, or a combination of both.
What voluntary benefits do you specialize in?: We specialize in voluntary benefits including Cancer and Critical Illness coverage, Accident Insurance, Hospital Indemnity, Short-Term Disability, Dental, Vision, Life Insurance, and Maternity Packages.
Do you work with both individuals and businesses?: es. Purazzo Insurance Services Inc. works with individuals, families, and businesses. Whether you are looking for personal coverage or employee benefit options for your company, we help review your needs and explain available options.
Why should I work with Purazzo Insurance instead of choosing a plan online myself?: Insurance can be confusing, and the lowest-priced plan is not always the best fit. We help you understand what the policy does, what it does not cover, and how it fits your needs so you can make a more informed decision.